Jibuild Finance
Community Lending for Construction
Project Overview
Jibuild provides digital finance and community lending tools tailored for construction professionals and Chama (savings) groups. The platform automates contributions, loan approvals, and project milestone tracking, creating a transparent financial ecosystem for the informal sector.
The Challenge
Chamas (informal savings groups) and construction foremen lack structured accounting logs, causing distrust, slow loan execution, and high risk of capital losses.
Our Engineering Solution
We engineered a core financial ledger incorporating the Safaricom M-Pesa API for automated C2B collections and B2C disbursements, combined with an automated credit scoring engine based on repayment metrics.
Key Deliverables
Technical Details
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